"I hope you love the products we recommend! When you buy through links on futuresport.co, We may earn an affiliate commission."
The best budget folding bikes are designed to give you ease of use. These bikes are comfortable to store and they are easy to carry if you need to use them on the go. A folding bike is often considered a commuter bike, but there are various forms of these bikes, including the best mountain bikes that will make travelling to trails easier.
See Also:
If you move below a certain price range, you will notice that there are many bikes that you need to choose from. Not all of these bikes will give you the best features and value for your money. It can be argued that many of them lack features, but we have set out to find the best budget folding bikes that you could use during daily activities.
Keep in mind that we used strong criteria to select these bikes and there might be many of them that you do not agree with. With some expert help, we have compiled the criterion that each of these bikes needs to make it competitive. In the buyer’s guide section, you can find all of the information if you want a different bike:
Best Budget Folding Bikes –
Before we dive into some of the key features, it is best to look at the products that have been selected. These bikes will offer you real value and ensure that you can use the folding bike for simplicity and avoid marketing stunts. Without wasting any more time, here are the best folding budget bikes that you can find on the market today:
1. Schwinn Loop Adult Folding Bike
Specifications:
- Frame Materials : Aluminum
- Wheel Size : 20-inches
- Drivetrain : 7-speed Shimano
- Brakes : V-Brakes
The first bike to make it onto our list is one of the top brands on the market today. Schwinn is an affordable brand that has been in the game for many years and they offer some of the best features. For this reason, we have selected the Schwinn Loop Adult Folding Bike for those that need to commute around town.
- Frame
For many of these cheaper bikes, you will notice that the steel frame is often used. However, the steel frame is heavy and it can be tedious to carry around. The Schwinn Loop Adult Folding Bike has replaced the steel frame with an aluminum option, which brings the weight down to only around 33-pounds. It is still heavy, but more manageable.
- Loop Design
There are many positives and negatives when it comes to the loop frame. The loop frame is smaller and more manageable, which means that it is easier to fold and carry. However, it is not ideal for riding a trial due to the low design. The loop frame is one of the common options you will find among the best budget folding bikes.
Pros
- Affordable
- Shimano drivetrain
- Easy to fold design
- Durable frame
cons
- Not ideal for trails
What We Like-
If you are looking for something cheap and affordable, this is one of the bikes you need to consider. The Schwinn Loop Adult Folding Bike offers you great customer support from the manufacturer and the frame is solid. Those in need of a commuter bike to trek around town will find this as one of the top options.
2. EuroMini ZiZZO Via 27lb Folding Bike
Specifications:
- Frame Materials : Aluminum
- Wheel Size : 20-inches
- Drivetrain : 7-speed Shimano
- Brakes : V-Brakes
The EuroMini ZiZZO Via 27lb Folding Bike is almost identical to the previous Schwinn bike. However, it is more lightweight and does not have the reputation that goes with it. The bike is also constructed from durable aluminum, which should keep the frame lightweight and make transportation of the bike that much easier.
- Double-Walled Rims
When looking at this bike, you will immediately notice that the focus of the manufacturer was to ensure that the bike is durable. The double-walled rims might add a little bit of extra weight to the bike, but it makes the bike ideal for off-road terrains. Additionally, it does not have the loop frame, which could get in the way.
- Adjustable Handlebars
In modern bikes, you will always find that the handlebars can be adjusted. While you might not be able to adjust their height, you can adjust their angle. With the EuroMini ZiZZO Via 27lb Folding Bike, you will notice that the handlebars can be pulled out or pushed back in, which means the 20-inch wheels should be enough for everyone.
Pros
- Only 27-pounds
- Ideal for off-road trails
- Shimano Drivetrain
- Fully adjustable handlebars
cons
- Not the best warranty
What We Like-
As mentioned, the overall look and design of the bike are very similar to the Schwinn Loop. However, it is around 6-pounds lighter and slightly smaller when it has been folded. This means that you should be able to carry the bike more easily. If you don’t like Schwinn and you want an alternative, we would recommend the EuroMini ZiZZO Via 27lb Folding Bike.
3. Xspec 20″ 7 Speed City Folding Compact Bike
Specifications:
- Frame Materials : Steel
- Wheel Size : 20-inches
- Drivetrain : 7-speed SL-TX30 Shifter
- Brakes : V-Brakes
The Xspec 20″ 7 Speed City Folding Compact Bike might mention that it is designed for the city, but when you look closely at the setup, you will notice that it is designed for the off-road trails. The high design of the frame makes it possible to maneuver the bike over steep hills and to ensure that nothing damages the bike below.
- Durability
One of the main focal points in the design of this bike was the durability aspect. The bike features a durable steel frame that is capable of holding up to 220-pounds of weight. The frame is solid and it can take a massive beating from almost anything that should come in its way or when you accidentally crash the bike.
- Folding Feature
While all of these bikes have the coveted folding features, the Xspec 20″ 7 Speed City Folding Compact Bike folds into a size that is slightly larger than your average briefcase. Yes, it might be heavier as well, but it does not take up as much space. You can easily fit the bike in the trunk of most suburban cars or public transport.
Pros
- Durable Steel frame
- Affordable
- Easy to transport and store
- Neat folding size
cons
- Heavy
What We Like-
The Xspec 20″ 7 Speed City Folding Compact Bike is a valuable bike that will give you some great value for your money. The bike is stylish and it features a durable design that makes it possible to take on mountains and hills. If you need something to commute around town, the Xspec 20″ 7 Speed City Folding Compact Bike is a great option.
4. Ancheer Folding Commuter Electric Bike
Specifications:
- Frame Materials : Aluminum
- Wheel Size : 20-inches
- Drivetrain : Electric Bike
- Brakes : V-Brakes
Ancheer is the king of electric bikes and the brand is one of the top sellers around the world. The Ancheer Folding Commuter Electric Bike is one of their folding variations that should make life easier for the individual. However, the 25-watt motor can do almost all of the work if you don’t feel like pedaling.
- Electric Bike
The electric bike might not be as lightweight as many of the folding bikes, but it is one of the most comfortable options for those that need some assistance. The Ancheer Folding Commuter Electric Bike features a 250-watt motor that is capable of giving your top speeds of up to 25kph, which should make life much easier.
- Adjustability
When you first receive the bike, it might look like one of those small bikes that are made for kids. While the bike is technically made for some of the smaller individuals, it features an adjustable handlebar that will allow you to make the ride more comfortable. Regardless of your age or size, this could be a great bike for commuting.
Pros
- Meets law requirements
- Ideal for all sizes
- Electrically-powered
- Lightweight frame
cons
- Expensive
What We Like-
One of the biggest downsides to this bike is the price. As you will notice, it is not an affordable option by any means, but the bike is very functional and should make the life of a commuter that much easier. Keep in mind that you will need to have the motor checked and keep it maintained if you are riding the bike often.
5. Schwinn Hinge Folding Bike
Specifications:
- Frame Materials : Aluminum
- Wheel Size : 20-inches
- Drivetrain : Electric Bike
- Brakes : V-Brakes
Once again, Schwinn makes it onto our list with one of their folding bikes. The Schwinn Hinge Folding Bike is almost like a budget option when compared to the previous Schwinn options we have selected. However, it is packed full of great features and most of the emphasis with this bike is on the durability aspect.
- Durability
The bike features a steel frame, with aluminum alloy used for the front and rear axles. Yes, the steel can make the bike heavier to carry when it is folded but it makes it stronger. One of the best ways to demonstrate this is to mention that this small bike can carry individuals of up to 220-pounds without any issue.
- Single-Speed Drivetrain
The single-speed drivetrain is not recommended for individuals that plan to ride the bike vigorously. However, these drivetrains are very effective for beginners that need to commute around town and do not feel like shifting gears. The benefit of the single-speed drivetrain is that you have less maintenance or issues with derailleurs failing.
Pros
- Easy to fold and store
- Great for outdoor trails
- Durable steel frame
- Single-speed drivetrain
cons
- The frame tends to be heavy
What We Like-
The Schwinn Hinge Folding Bike is not the best bike by any means, but it is one of the top options that you can consider if you need to find an affordable bike that can be used for commuting around town. Schwinn is also regarded for the quality of its features and the overall customer satisfaction they focus on delivering.
6. Ecotric Fat Tire Portable and Folding Electric Bike
Specifications:
- Frame Materials : Steel
- Wheel Size : 20-inches
- Drivetrain : Electric Bike
- Brakes : V-Brakes
Once again, we have an anomaly of a bike on the list. The Ecotric Fat Tire Portable and Folding Electric Bike are one of these affordable options that combine the commuter bike with the fat tire and electric bike designs. It is made to trek through almost any terrain without issue and will give you a real mountain bike experience.
- Fat Tires
Fat tires are not the most common of tires that are often used, but these tires are designed to take a massive beating and ensure that you can travel through almost any terrain. While they are 4-inches wide and extremely durable, they do have a downside. Unfortunately, the tires will add a lot of weight to the mountain bike.
- Electric Bike
As we have mentioned with Ancheer, the electric bike will make your life much easier when commuting through specific areas and reducing the strain on your body. The Ecotric Fat Tire Portable and Folding Electric Bike is a great alternative to Ancheer and falls within the legal parameters of many Western Countries.
Pros
- Meets legal parameters
- Large 4-inch tires
- Powerful electric motor
- Durable frame
cons
- Expensive
- Heavy
What We Like-
If you are new to the sport of cycling and you want an entry-level bike, this might not be the ideal bike for your needs. The Ecotric Fat Tire Portable and Folding Electric Bike are very heavy and quite expensive as well. However, it is ideal for those larger riders that want to commute with heavy loads to carry.
7. EuroMini ZiZZO Campo 2019
Specifications:
- Frame Materials : Aluminum
- Wheel Size : 20-inches
- Drivetrain : 7-speed Shimano
- Brakes : V-Brakes
The EuroMini ZiZZO Campo 2019 looks almost like a scooter and it has similar features, but the bike features pedals that you can use to travel forward. It is made from aircraft-grade aluminum, which is much lighter than steel and almost the same durability.
- Drivetrain
One of the common themes we have seen is that the Shimano drivetrains are prevalent with most of these bikes. The EuroMini ZiZZO Campo 2019 features the reputable 7-speed Shimano Tourney drivetrain that will make shifting easier. It has a wide range of gears that should encourage you to generate speed.
- Multi-Terrain Tires
Where many bikes are designed for a specific set of roads, the EuroMini ZiZZO Campo 2019 features a unique 2-inch tire compound that makes it suitable for all terrains. The bike is functional for use in rough terrains and it features a state of the art design that will allow the user to adjust the handlebars to find the most comfortable riding position.
Pros
- Lightweight aluminum frame
- Shimano drivetrain
- Durable wheels
- Adjustable handlebars
cons
- Very basic design
What We Like-
Nothing is lost when comparing the EuroMini ZiZZO Campo 2019 with some of the newer bikes. It might be one year older, but the features are still some of the best on the market today. The bike is one of the cheapest options and should ensure that you have a decent bike to take on almost any terrain. We highly recommend the EuroMini ZiZZO Campo 2019.
8. SWAGTRON SWAGCYCLE EB5 Plus Folding Electric Bike
Specifications:
- Frame Materials : Steel
- Wheel Size : 14-inches
- Drivetrain : Electric Bike
- Brakes : Caliper
Many of the top electric bike companies have turned towards the folding bike niche to make their bikes more user friendly. The SWAGTRON SWAGCYCLE EB5 Plus Folding Electric Bike is one of these electric bikes that stands out and should allow the user to ride comfortably while using the electronic mechanism to propel them forward.
- Electric Bike
The SWAGTRON SWAGCYCLE EB5 Plus Folding Electric Bike is one of the most coveted electric bikes that will give you a top speed of only 15MPH. While it might not seem like a lot of speed, it is more than enough to get you from point A to point B without any real issues. The bike is powered by batteries and you have a replaceable battery included to ensure you don’t run out of power.
- Folding Feature
All of these bikes have the folding feature, but the SWAGTRON SWAGCYCLE EB5 Plus Folding Electric Bike is special due to the unique design of the folding mechanism. Once the bike is folded, you have a carry handle that will make it possible to carry the bike without any issues. It is also lightweight when compared to other electric bikes.
Pros
- Decent top speed
- Stylish design
- Easy to carry when folded
- Includes 2 batteries
cons
- Expensive
9. Goplus 20” Folding Bike
Specifications:
- Frame Materials : Steel
- Wheel Size : 20-inches
- Drivetrain : 7-speed Shimano
- Brakes : V-Brakes
Goplus is another one of the top brands on the market today and they have built a reputation for delivering quality bikes and features. The Goplus 20” Folding Bike is widely accepted as one of the leading bikes that could make life easier for you when you need a commuter bike that can be folded and stored.
- Drivetrain
It is hard for us to take the Shimano Tourney drivetrain for granted. Shimano is one of the leading design of the top drivetrains and is only rivaled by the SRAM brand. However, it makes a big difference in this small bike. The drivetrain will be great for beginners looking to get started with commuting.
- Mountain Bike
Technically, the Goplus 20” Folding Bike is not a real mountain bike, but it is the closest you will come to finding a decent mountain bike when we consider all of these options. As a cheap folding bike, the unit will give you some of the features that have made the mountain bike popular, while ensuring that you can commute around town.
Pros
- Powerful pedaling action
- Cheap folding bike
- Durable frame
- Adjustable handlebars
cons
- The frame can be heavy to carry
What We Like-
One of the reasons that we have elected to add the Goplus 20” Folding Bike is the reputation of the brand. It is no secret that they are slowly making a mark in the cycling industry and could eventually be very competitive. You might be best investing in the bike early to ensure you can still find it for an affordable price.
10. EuroBike 26” Full Suspension Mountain Bike
Specifications:
- Frame Materials : Steel
- Wheel Size : 26-inches
- Drivetrain : 21-speed Shimano
- Brakes : Dual Disc Brakes
Last but certainly not least, we have one of the bikes that you might argue is the best budget folding bike on the market today. The EuroBike 26” Full Suspension Mountain Bike has all the features you would expect to find in a top mountain bike. These include the patented 21-speed Shimano drivetrain and shifters.
- Full-Suspension
The bike features a full-suspension that will not be damaged when you fold it. It will make the bike better in the mountains and allow you to travel downhill at speeds without having to deal with all the bumps. The full-suspension has some of the best shock-absorbing properties of any bike currently available.
- Dual Disc Brakes
While most of these bikes have the standard V-brakes or the caliper brakes, it is great to see one with dual disc brakes. These mechanical disc brakes will produce excellent stopping power and should give you peace of mind. It is worth noting that the disc brakes are the most effective when it comes to braking in the wet.
Pros
- Dual disc brake
- Full-suspension design
- Reasonably priced
- Easy to fold
cons
- Lacks overall durability
What We Like-
With all of these features, you would expect to pay the prices of the top mountain bikes. However, EuroBike does not overcharge for their bikes and they are also making a name for themselves. The bike might lack overall durability, but all the features will make your cycling experience that much more enjoyable.
What should you look for in a mini exercise bike? – A Buyer’s Guide

You might have seen the top bikes on the market today. However, there is a process that goes into selecting these bikes and making sure; they are the best on the market today. The following features are the most important features you need to keep in mind. You can use it as your buyer’s guide when selecting the best budget folding bikes:
- Frame Material
Much like any bike you choose, the frame materials are one of the most important aspects to consider. Most of the cheaper bikes are constructed from durable steel. However, the aluminum frame has many of the same features, but it is much lighter. Keep in mind that the aluminum frame can be slightly more expensive.
- Bike Type
Most of these bikes are designed for commuting purposes. However, you will find the odd one that has many mountain bike features. Depending on your needs, you will need to choose if you want a commuter bike or mountain bike. The mountain bikes can take on tough terrains and ensure that you have a comfortable riding experience.
- Drivetrain
Not all of these bikes have a drivetrain fitted, but the drivetrain is great when you need to tackle different terrains. Since you can shift into a lower gear when needed, the drivetrain will effectively help you manage your speed and endurance. We would recommend that you have a drivetrain with at least 7-speeds.
- Brakes
Regardless of the bike you choose, we all need to brake at some point. The brakes you have will come down to your budget, but the standard V-brakes are the most common. While we are not the biggest fan of these brakes, they will hold up at slow speeds. If possible, you might want to consider the disc brakes for your bike.
- Weight
If you are constantly riding the bike, the weight will not have such a massive impact. However, these bikes are designed to be carried and stored when they are not in use. To ensure that you can effectively carry the bike, you need to look at the weight. The aluminum frames are lighter than the steel frames, but having electrical components can also make it heavier.
- Adjustability
Lastly, these bikes have small tires, with most of them being around 20-inches in size. 20-inch bikes are commonly recommended to smaller teenagers, but the folding bikes have adjustable handlebars to make them comfortable for every rider. You will need to make sure that as an adult, your bike can be adjusted to the desired height.
Frequently Asked Questions (FAQ’s)
It is not that hard to find the ideal bike for your specific needs. However, we might not have covered all the bases in this article, which has led us to add a few questions that many of you might still have. These questions can help you decide the merit of a bike and make sure that you find the best budget folding bikes:
These bikes do not have a specific age recommendation, but the wheels are quite small. However, the adjustable handlebars make the bike ideal for riders of all ages and sizes. Adults can use the bike for commuting around town.
Unfortunately, mountain bikes are designed specifically for mountains and folding bikes fall under the commuter category. However, there are folding bikes that will allow you to comfortably trek around in the mountains.
There are numerous electric bikes with the folding feature, but not every electric bike can be folded. Electric bikes tend to work against the purpose of the folding bike. With the electric motors, these bikes are very heavy.
Final Verdict
The best budget folding bikes can make a big difference if you are looking for a bike to commute around town. Generally, these bikes are very cheap, which means you don’t have to break the bank to own one of them. Let us know in the comment section if you like these bikes or if we might have missed any of your favorites.